The debtor´s register in the bankruptcy of the natural person as a restrictive element of the debtor’s relief

Abstract

This study proposes a critical analysis of the consequences that the treatment of the information related to the bankruptcy procedure, incorporated in debtor registers, presents for the natural person debtor in the national context, and proposes reflections for a harmonization of the regulations and a rebalancing of the creditor´s protection interests that assesses the financial risk of the consumer and the relief interest of the future debtor.